Gardiner Insurance Service

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents are limited to a single company's rates
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

California car insurance rates, are constantly changing and you should compare rates at every renewal to help guarantee your rates remain a good deal. Call Gardiner Insurance Service at (619) 584-2195 or go to their location in San Diego for an insurance review.

Frequently Asked Questions

• How can I find an agent in San Diego?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• Is Allstate cheaper than State Farm?
• What is an SR-22 requirement?