GARVIN Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents are limited to a single company's rates
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

To save money on car insurance, talk to your agent about increasing the deductibles on physical damage coverage to reduce your premiums Car insurance rates are lower when you agree to pay a higher deductible at claim time.

Call GARVIN Insurance at (850) 784-0100 or talk to them in Panama City for insurance options.

Frequently Asked Questions

• How can I find an agent in Panama City?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• Should I carry full coverage?
• What is an SR-22 requirement?