Frank Payne

Tips for Finding an Agent

• Check online sites like Yelp and Facebook
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Under no circumstances allow your home or auto policies to lapse. It may be quite difficult to get coverage reinstated and the rates could be considerably more than before. Call Frank Payne at (828) 297-1155 or visit them in Vilas for insurance options.

Frequently Asked Questions

• How can I find an agent in Vilas?
• How much liability insurance should I have?
• What are minimum liability requirements in North Carolina?
• What are car insurance deductibles?
• What is an SR-22 requirement?