First Niagara Risk Management

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

If at all possible, never allow your home or auto policies to expire. It may be quite difficult to get coverage reinstated and the price you pay may be significantly higher than before.

Call First Niagara Risk Management at (518) 453-1555 or visit them in Albany to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Albany?
• Should I buy home and auto insurance from the same company?
• How can I file an insurance company complaint?
• What are car insurance deductibles?
• What is the difference between comprehensive and collision coverage?