Fernando P Tovar Insurance

Tips for Finding an Agent

• Ask coworkers for recommendations
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents are limited to a single company's rates
• Check to see how long the agent has been in business

Insurance Buying Tip

If at all possible, never allow your home or auto policies to expire. You will find it difficult to get insurance again in California and policy premiums may be significantly higher than before. Call Fernando P Tovar Insurance at (760) 720-3400 or visit them in Carlsbad for more information.

Frequently Asked Questions

• How can I find an agent in Carlsbad?
• Does car insurance cost less if I get married?
• How can I file an insurance company complaint?
• What are car insurance deductibles?
• Why are premiums so high after a bankruptcy?