Factor Insurance Service

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

When shopping for car insurance in Simi Valley, talk to your agent about increasing your physical damage deductibles to reduce your premiums Car insurance rates are lower when you agree to pay slightly more at claim time.

Call Factor Insurance Service at (805) 584-2138 or talk to them in Simi Valley for an insurance review.

Frequently Asked Questions

• How can I find an agent in Simi Valley?
• If I file a claim will my rates go up?
• What are minimum liability requirements in California?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?