Effective Insurance Service

Tips for Finding an Agent

• Check license status with your state insurance regulator
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Car insurance rates in San Diego, are constantly changing so it's a good idea comparison shop rates at least once a year in order to ensure you're still getting a good deal. Call Effective Insurance Service at (619) 640-3750 or visit their office in San Diego for more information.

Frequently Asked Questions

• How can I find an agent in San Diego?
• Should I buy online or from an agent?
• What are minimum liability requirements in California?
• Is Allstate cheaper than State Farm?
• Why are premiums so high after a bankruptcy?