David A Ratner Assoc Inc

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive insurance agents cannot quote more than one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Try combining your home and auto coverage together for additional discounts. Most insurance providers that offer coverage in New Jersey, and more specifically Livingston, provide major savings when you have multiple policies with the same company.

Call David A Ratner Assoc Inc at (973) 994-4881 or go to their location in Livingston for more information.

Frequently Asked Questions

• How can I find an agent in Livingston?
• If I file a claim will my rates go up?
• Who has the cheapest car insurance in New Jersey?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?