D L Smiley Insurance

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing your physical damage deductibles to lower your rates Auto insurance is cheaper when you agree to pay a little more out-of-pocket at claim time. Call D L Smiley Insurance at (585) 968-3635 or talk to them in Cuba for an insurance review.

Frequently Asked Questions

• How can I find an agent in Cuba?
• Why do I need an insurance agent?
• Can I drive on a suspended license in New York?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?