Culver Insurance

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Check to see how long the agent has been in business

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing your comprehensive and collision deductibles to reduce your premiums Car insurance rates are lower when you agree to pay a little more out-of-pocket at claim time.

Call Culver Insurance at (978) 744-1753 or talk to them in Salem for more information.

Frequently Asked Questions

• How can I find an agent in Salem?
• Why do I need liability insurance?
• Can I drive on a suspended license in Massachusetts?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?