Cotton States Insurance

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive insurance agents cannot quote more than one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

At your next auto insurance renewal, talk to your agent about increasing your physical damage deductibles to reduce your premiums Car insurance rates are lower when you choose to pay a little more before insurance kicks in at claim time.

Call Cotton States Insurance at (205) 664-4800 or talk to them in Pelham for an insurance review.

Frequently Asked Questions

• How can I find an agent in Pelham?
• Should I raise my deductibles?
• Who has the cheapest car insurance in Alabama?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?