Colton Downey & Hubbard Ins

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing your physical damage deductibles to reduce your premiums Car insurance rates are lower if you are willing to pay a little more out-of-pocket at claim time.

Call Colton Downey & Hubbard Ins at (217) 243-8484 or talk to them in Jacksonville for an insurance review.

Frequently Asked Questions

• How can I find an agent in Jacksonville?
• Should I raise my deductibles?
• Can I drive on a suspended license in Illinois?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?