Cobalt Insurance Service

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Car insurance rates in Carmel, are constantly changing and you should comparison shop rates every year or so to ensure you're still getting a good deal.

Call Cobalt Insurance Service at (831) 626-3993 or go to their location in Carmel for more information.

Frequently Asked Questions

• How can I find an agent in Carmel?
• Should I raise my deductibles?
• What are minimum liability requirements in California?
• Is Allstate cheaper than State Farm?
• What is an SR-22 requirement?