Charmaine Morales

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

Under no circumstances allow your home or auto policies to lapse. You may find it very hard to renew your policy and policy premiums may be considerably more than before. Call Charmaine Morales at (310) 548-8174 or visit them in San Pedro for insurance options.

Frequently Asked Questions

• How can I find an agent in San Pedro?
• Should I buy home and auto insurance from the same company?
• What are minimum liability requirements in California?
• What are car insurance deductibles?
• What is an SR-22 requirement?