Calgard Associates

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Ask the agent if they are captive or independent
• Captive agents can only price your coverage with one company
• Check to see how long the agent has been in business

Insurance Buying Tip

California insurance rates, are constantly changing so it's a good idea compare rates at every renewal in order to ensure the rates you are paying are still a good deal. Call Calgard Associates at (805) 650-0215 or visit their office in Ventura for insurance options.

Frequently Asked Questions

• How can I find an agent in Ventura?
• If I file a claim will my rates go up?
• Can I drive on a suspended license in California?
• Is Allstate cheaper than State Farm?
• Why are premiums so high after a bankruptcy?