Cal/Or Insurance Spec Inc

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing your physical damage deductibles to reduce your premiums Car insurance rates are lower when you agree to pay a little more out-of-pocket at claim time.

Call Cal/Or Insurance Spec Inc at (541) 469-3510 or talk to them in Harbor for an insurance review.

Frequently Asked Questions

• How can I find an agent in Harbor?
• If I file a claim will my rates go up?
• Can I drive on a suspended license in Oregon?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?