CIB/Culmone Insurance

Tips for Finding an Agent

• Make sure they specialize in the coverage you need
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

When shopping for car insurance in Santa Barbara, talk to your agent about increasing your comprehensive and collision deductibles to save on premiums Auto insurance is cheaper when you agree to pay slightly more at claim time.

Call CIB/Culmone Insurance at (805) 969-1918 or talk to them in Santa Barbara for more information.

Frequently Asked Questions

• How can I find an agent in Santa Barbara?
• Should I buy home and auto insurance from the same company?
• What are minimum liability requirements in California?
• Should I carry full coverage?
• Why are premiums so high after a bankruptcy?