Bob Heitman Insurance

Tips for Finding an Agent

• Do not rely on yellow page ads
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

When shopping for car insurance in Merced, talk to your agent about increasing the deductibles on physical damage coverage to save money Auto insurance is cheaper if you plan to pay slightly more at claim time. Call Bob Heitman Insurance at (209) 385-6164 or talk to them in Merced for insurance options.

Frequently Asked Questions

• How can I find an agent in Merced?
• Should I raise my deductibles?
• What are minimum liability requirements in California?
• Should I carry full coverage?
• What is an SR-22 requirement?