Bay Harbour Insurance

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive insurance agents cannot quote more than one company
• Agents with more experience are better at spotting coverage gaps

Insurance Buying Tip

At your next auto insurance renewal, talk to your agent about increasing the deductibles on physical damage coverage to save money Auto insurance is more affordable if you are willing to pay a little more before insurance kicks in at claim time. Call Bay Harbour Insurance at (631) 758-0666 or talk to them in Patchogue for insurance options.

Frequently Asked Questions

• How can I find an agent in Patchogue?
• If I file a claim will my rates go up?
• Who has the cheapest car insurance in New York?
• Should I carry full coverage?
• What is an SR-22 requirement?