Bank Octagon Risk Service

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents are limited to a single company's rates
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Consider combining your home and auto coverage together to get a multi-policy discount. The majority of insurance companies that offer coverage in New York, and more specifically Melville, provide major savings if you combine policies with one company.

Call Bank Octagon Risk Service at (631) 763-0002 or go to their location in Melville to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Melville?
• If I file a claim will my rates go up?
• How can I file an insurance company complaint?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?