Ayala Insurance Service

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive agents only work for one company
• Check to see how long the agent has been in business

Insurance Buying Tip

Consider packaging your home and auto coverage together for additional discounts. Most insurance providers that sell insurance in Carbondale give discounts when you combine your policies with the same company. Call Ayala Insurance Service at (618) 351-0123 or go to their location in Carbondale for more information.

Frequently Asked Questions

• How can I find an agent in Carbondale?
• If I file a claim will my rates go up?
• What are minimum liability requirements in Illinois?
• What should my deductibles be?
• Why are premiums so high after a bankruptcy?