Association For Self Employed

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent insurance agents are not tied to one company
• Captive agents are limited to a single company's rates
• Check to see how long the agent has been in business

Insurance Buying Tip

If at all possible, never allow your home or auto policies to expire. It may be impossible to get insurance again in California and insurance rates could be significantly higher than before. Call Association For Self Employed at (408) 441-7777 or visit them in San Jose for more information.

Frequently Asked Questions

• How can I find an agent in San Jose?
• Why do I need liability insurance?
• How can I file an insurance company complaint?
• What are car insurance deductibles?
• Why are premiums so high after a bankruptcy?