Ashton-Phillips Insurance Service

Tips for Finding an Agent

• Check for advanced agent licenses like CLU or ChFC
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing your physical damage deductibles to reduce your premiums Car insurance rates are lower when you choose to pay a little more out-of-pocket at claim time.

Call Ashton-Phillips Insurance Service at (310) 715-2880 or talk to them in Torrance for an insurance review.

Frequently Asked Questions

• How can I find an agent in Torrance?
• Why do I need liability insurance?
• Can I drive on a suspended license in California?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?