All Risk Insurance

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents can only price your coverage with one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

The next time your car insurance renews, talk to your agent about increasing your physical damage deductibles to lower your rates Auto insurance is more affordable when you agree to pay a little more out-of-pocket at claim time. Call All Risk Insurance at (989) 354-7476 or talk to them in Alpena for an insurance review.

Frequently Asked Questions

• How can I find an agent in Alpena?
• Why do I need an insurance agent?
• Can I drive on a suspended license in Michigan?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?