AAA New York State

Tips for Finding an Agent

• Ask friends and family for referrals
• If the agent is too busy to sit down with you, find a different agent
• Independent agents can provide quotes from multiple companies
• Captive agents only work for one company
• Follow your instincts regarding the integrity of the agent

Insurance Buying Tip

When shopping for car insurance in Albany, talk to your agent about increasing your physical damage deductibles to save money Car insurance rates are lower if you plan to pay slightly more at claim time. Call AAA New York State at (518) 426-3119 or talk to them in Albany for an insurance review.

Frequently Asked Questions

• How can I find an agent in Albany?
• If I file a claim will my rates go up?
• What are minimum liability requirements in New York?
• Should I carry full coverage?
• How can I find cheaper car insurance for my teenager?