50th State RISK Management

Tips for Finding an Agent

• Make sure they inform you of discounts
• If the agent is too busy to sit down with you, find a different agent
• Independent agents generally work with more companies than captive agents
• Captive insurance agents cannot quote more than one company
• Ask for their license number and if they balk, find a new agent

Insurance Buying Tip

Try combining your home and auto coverage together to get a multi-policy discount. The majority of insurance companies in Honolulu may give you savings of up to 20% or more when you have multiple policies with the same company.

Call 50th State RISK Management at (808) 543-9786 or go to their location in Honolulu to get an insurance review.

Frequently Asked Questions

• How can I find an agent in Honolulu?
• Why do I need an insurance agent?
• Who has the cheapest car insurance in Hawaii?
• What should my deductibles be?
• What is the difference between comprehensive and collision coverage?